BSA AML Investigations Analyst II

POSITION SUMMARY 

Analyze customer account activity in order to mitigate anti-money laundering risk. Detect and report unusual or suspicious activity to the BSA-AML Investigations Manager and/or designee. Prepare BSA/AML investigation reviews and maintain records with appropriate audit trails to be used as support during internal and external audits and regulatory examinations.

Perform special compliance reviews relating to anti-money laundering, such as file reviews of high-risk customers.

  MAJOR JOB RESPONSIBILITIES      

• Manage cases of potentially suspicious activity from the BSA/AML monitoring system. Including analysis of transaction activity and balances for review by the BSA/AML Officer.

• Make determination of SAR reportable activity and ensure accurate & timely SAR filing.

• Perform ongoing monitoring, as required, of all high-risk accounts in accordance with the established monitoring schedule.

• Use of third-party software in conjunction with account monitoring and investigation.
   

SUPERVISORY RESPONSIBILITIES

       None

SKILLS AND TRAINING

•  Excellent written and oral communications skills combined with a demonstrated ability to clearly understand, translate and articulate projects, objectives, goals, schedules and assignments across various personnel and management levels.
  •    Ability to work effectively with Bank staff at all levels.
  •    Knowledge of laws applicable to money laundering, to include the BSA, The USA Patriot Act, U.S. Treasury AML guidelines, OFAC requirements and Suspicious Activity Reporting requirements.
  •    Ability to work independently and as part of a team.
  •    Superior organizational and analytical skills. Strong time management skills.
  •    Must be highly flexible, multi-task oriented, and capable of changing directions based on immediate business demands.

  EDUCATION

• Bachelor’s degree in such fields as accounting, marketing, business administration, etc.

WORK EXPERIENCE

• Three to five years banking and/or BSA/AML related experience and/or training.

  LICENSES AND/OR CERTIFICATES

         ACAMs preferred.

WORKING CONDITIONS

Work is performed in a hybrid environment.  Noise levels are usually moderate. 

HAZARDS

The hazards are mainly those present in a normal office setting.        

This job description may not be all-inclusive.  Employees are expected to perform other duties as assigned and directed by management.  Job descriptions and duties may be modified when deemed appropriate by management.

This job description may not be all-inclusive.  Employees are expected to perform other duties as assigned and directed by management.  Job descriptions and duties may be modified when deemed appropriate by management.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.