Relationship Manager/ Team Leader



This position is responsible for the origination, evaluation, and structuring of complex Commercial Lending loan requests and transactions for the New York region.   Additional responsibilities include managing the activities and assisting in the development of assigned Relationship Managers, portfolio management and cross-selling other Bank products and increasing the Bank’s visibility in the marketplace.



  • Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank.  Promotes profitable growth of the loan portfolio and maximum customer responsiveness.
  • Oversees the preparation of loan presentations including detailed financial analysis and assessment of borrower's financial capability and creditworthiness.
  • Assesses lending risks, identify offsetting mitigates, makes recommendations on loan structure displaying sound credit judgment.
  • Establishes and promotes customer and community relationships; cross sells other Bank’s products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques.
  • Manages activities and contributes to the development of assigned Relationship Managers/Portfolio Managers.  Participates in joint calling efforts and business development; assists in sound loan structuring and transaction analysis. Assists team to meet their production goals.
  • Facilitates closing of the loan transactions with strict compliance with approved terms and conditions.
  • Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control.
  • Ability to meet personal and team annual goal



       Supervises a team of Relationship Managers.



  • Comprehensive loan analysis experience.
  • Comprehensive financial analysis experience.
  • Comprehensive knowledge of underwriting techniques.
  • Proven new business track record.
  • Strong oral, written, communicative and management skills.
  • Proficient with software programs (Microsoft Word and Excel)



       Bachelor’s degree preferred



  • Minimum of 10 years’ experience commensurate with job function
  • Extensive knowledge and connections within the NY market



        Licenses and Certifications                                                            Expiration Date




Work is performed in a normal office environment.  Noise levels are usually moderate.  May also involve travel to customers and property locations.



The hazards are mainly those present in a normal office setting and those present in commuting by car. 

Occasionally may be exposed to those conditions present in public forums and meeting places.


This job description may not be all-inclusive.  Employees are expected to perform other duties as assigned and directed by management.  Job descriptions and duties may be modified when deemed appropriate by management.


We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.

About Provident Bank

For more than 180 years, Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services.

Volunteering is a Way of Life

Our brand promise - “Commitment you can count on” - supports the investments we make in the community and donations made by our employees. It’s a promise also reflected in the volunteerism of our employees, who lend time and talent and countless hours to assist hundreds of organizations and thousands of people and animals each year.

Why do we love it?

  1. We get to volunteer in areas that are meaningful to the bank and impactful in the community.
  2. Through generous contributions, we have raised over $28,000 in 2018. No item or donation is too small; we find a home for it all.

Nearest Major Market: Long Island
Nearest Secondary Market: New York City